Employee benefits in France are comprised of French social security benefits and complementary plans taken out by companies for their employees. 

Compulsory state scheme: the state social security coverage 

The state social security coverage protects citizens against the consequences of events qualified as “social risks”. It aims to be universal and equitable. Therefore it is compulsory for all the residents regardless of their :

  • Age
  • Occupation
  • Place of residence
  • Income
  • Education
Lire Aussi :  Understanding the structure of employee benefits in France:

The social security’s general scheme is mandatory for the majority of private sector employees. It provides benefits aong others Healthcare and sickness, including medical expenses, maternity, survivors’ pensions and allowances, and death grants,  

Complementary plans: Mutuelle 

Often referred to as “Complémentaire santé” or “Mutuelle”. Since 2016, it has been mandatory for employers to provide supplementary private health insurance for all employees.   

the French social security coverage - COVERAGE RATE PER TYPE OF MEDICAL EXPENSE
the French social security coverage  -What happens if your employee stays in france for a short period of time ?
It takes three months to become eligible to the french social security
Bilateral social security conventions (also known as bilateral agreement) aim to coordinate the laws of two states or territories in order to ensure the continuity of social protection rights for people in mobility situations

Death, short-term sickness benefits and disability

Often referred to as “Prévoyance”. These risks are usally insured within the same insurance policy.

Standard market practices : 

the French social security coverage  - death & short-term sickness/long-term disability

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